Understand the pros and cons of SGBs before rushing to invest in them based on past returns.

Nominations and addresses are of paramount importance in bank accounts, insurance policies, mutual funds, etc.

'Check every SMS you get. Many people ignore them.' 'Remember if there is an activity in your account, your financial institution will send you an SMS, not a WhatsApp message.'

Ultimately, the choice between no-cost EMI and BNPL depends on an individual's financial situation, preferences, and ability to manage repayments responsibly.

'Use this money to build an emergency fund if you do not have one.'

'Gold prices thrive on volatility and more so when the stock markets trend downward.'

For women, it is important to build an emergency fund and a financial independence fund independent of the couple's joint goals and plans.

Their downside is that the donor relinquishes all control over the transferred property, and certain tax implications may also arise.

While the RBI's guidelines aim to streamline the loan closure process, borrowers must remain proactive.

Section 19(4) of the RERA Act entitles allottees to a refund if the developer doesn't comply with the terms of the sale agreement.

If you disagree with the notice, be ready to explain.

If you have not yet filed an ITR for the 2022-2023 financial year, you can file a belated return.

Employees who benefit from rent-free accommodation should pay heed to these new regulations, especially if they are in the higher salary brackets.

Through a revised return, you can make changes to your ITR and even end up paying lower tax.

Missing the deadline for filing Income Tax returns can lead to consequences.

Failure to disclose any income can lead to penalties and legal issues.

Non-compliance can also result in legal complications and disputes with the tax authorities.

It is important to have the necessary documents on hand to verify the information in the form.

Many senior citizens fail to disclose certain incomes like interest, commissions, or dividends in their ITRs.

Penalties for non-disclosure or inaccurate disclosure of these details can be severe.